Attention homeowners in northeast Ohio: Need an appraisal?

Check out the top 7 reasons Ohio homeowners order from Brian P Mocilnikar:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To cut their mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a OH divorce, where property needs to be divided
  7. To settle an estate in Ohio by determining the true market value of property in question

Need help determining the value of your house in northeast Ohio?
Contact Brian P Mocilnikar.

Brian P Mocilnikar understands the unique needs of a homeowner looking for appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. As our non-traditional client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at ivalu4u, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value conclusion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Brian P Mocilnikar is experienced in helping consumers just like you remove unneeded PMI insurance.

Challenge a property tax assessment

If you live in an area that is going down or is not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Brian P Mocilnikar is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Brian P Mocilnikar can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would like to have a seasoned appraiser double-check it for accuracy or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Brian P Mocilnikar offers field reviews where we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.